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Understanding Demerit Points

A common misunderstanding is that poor driving will cause you to lose demerit points. Instead, the opposite is true. In Ontario, drivers start with a clean slate of zero points but can receive demerit points if they are found guilty of breaking traffic laws. Demerit...

Driving Without Insurance: A Charge You Can’t Afford

As everyday life costs increase, many people are looking for ways to cut expenses. No matter how clean your driving record is, never be tempted to save money by letting your vehicle insurance lapse. What can seem like an easy way to save money, can quickly lead to...